*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Segoe UI',system-ui,sans-serif;background:#f0f4fa;color:#0D1B3E;line-height:1.6}
:root{
--primary:#4A90D9;--primary-dark:#2563a8;--navy:#0D1B3E;--navy-light:#1a2e5a;
--white:#FFFFFF;--light:#f0f4fa;--border:#d0ddf0;--shadow:0 4px 24px rgba(13,27,62,.12);
--radius:12px;--radius-sm:6px;--transition:.3s ease;--font-size-base:1rem;
}
a{color:var(--primary);text-decoration:none}
img{display:none}
#progress-bar{position:fixed;top:0;left:0;width:0%;height:3px;background:linear-gradient(90deg,var(--primary),#7ec8ff);z-index:9999;transition:width .1s}

header{position:sticky;top:0;z-index:100;background:rgba(13,27,62,.97);backdrop-filter:blur(8px);padding:0 5%;display:flex;align-items:center;justify-content:space-between;height:68px;transition:box-shadow var(--transition)}
header.scrolled{box-shadow:0 2px 20px rgba(0,0,0,.3)}
.logo{font-size:1.4rem;font-weight:800;color:var(--white);letter-spacing:-.5px}
.logo span{color:var(--primary)}
nav{display:flex;gap:2rem}
nav a{color:rgba(255,255,255,.85);font-weight:500;transition:color var(--transition)}
nav a:hover{color:var(--primary)}
.burger{display:none;flex-direction:column;gap:5px;cursor:pointer;background:none;border:none;padding:6px}
.burger span{display:block;width:24px;height:2px;background:var(--white);transition:var(--transition)}
.burger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.burger.open span:nth-child(2){opacity:0}
.burger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mobile-nav{display:none;flex-direction:column;background:var(--navy);padding:1rem 5%;gap:1rem}
.mobile-nav.open{display:flex}
.mobile-nav a{color:var(--white);font-weight:500;padding:.5rem 0;border-bottom:1px solid rgba(255,255,255,.1)}

.hero{min-height:100vh;display:flex;align-items:center;justify-content:center;text-align:center;position:relative;overflow:hidden;background:linear-gradient(135deg,#0D1B3E 0%,#1a2e5a 30%,#2563a8 60%,#4A90D9 100%);animation:heroShift 12s ease-in-out infinite alternate}
@keyframes heroShift{0%{background-position:0% 50%}100%{background-position:100% 50%}}
.hero-bg{position:absolute;inset:0;background:radial-gradient(ellipse at 30% 60%,rgba(74,144,217,.4) 0%,transparent 60%),radial-gradient(ellipse at 80% 20%,rgba(126,200,255,.2) 0%,transparent 50%);animation:pulse 8s ease-in-out infinite}
@keyframes pulse{0%,100%{opacity:.7}50%{opacity:1}}
.hero-content{position:relative;z-index:1;max-width:900px;padding:2rem}
.hero-badge{display:inline-block;background:rgba(74,144,217,.25);border:1px solid rgba(74,144,217,.5);color:#7ec8ff;padding:.4rem 1.2rem;border-radius:50px;font-size:.85rem;font-weight:600;letter-spacing:.05em;margin-bottom:1.5rem}
.hero h1{font-size:clamp(2.5rem,6vw,5rem);font-weight:900;color:var(--white);line-height:1.1;margin-bottom:1.5rem}
.typewriter-wrap{display:inline-block}
.typewriter{border-right:3px solid var(--primary);padding-right:4px;color:#7ec8ff}
.hero p{font-size:1.2rem;color:rgba(255,255,255,.8);max-width:600px;margin:0 auto 2.5rem}
.btn-group{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap}
.btn{display:inline-block;padding:.8rem 2rem;border-radius:50px;font-weight:700;font-size:1rem;transition:var(--transition);cursor:pointer;border:none}
.btn-primary{background:var(--primary);color:var(--white)}
.btn-primary:hover{background:var(--primary-dark);transform:translateY(-2px);box-shadow:0 8px 24px rgba(74,144,217,.4)}
.btn-outline{background:transparent;color:var(--white);border:2px solid rgba(255,255,255,.6)}
.btn-outline:hover{background:rgba(255,255,255,.1);border-color:var(--white)}
.btn-secondary{background:var(--navy);color:var(--white)}
.btn-secondary:hover{background:var(--navy-light)}

section{padding:6rem 5%}
.section-label{font-size:.8rem;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:var(--primary);margin-bottom:.75rem}
.section-title{font-size:clamp(1.8rem,4vw,3rem);font-weight:800;color:var(--navy);margin-bottom:1rem;line-height:1.2}
.section-sub{font-size:1.1rem;color:#4a5e80;max-width:600px}
.text-center{text-align:center}
.mx-auto{margin-left:auto;margin-right:auto}

.stats{background:var(--navy);padding:5rem 5%}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:2rem;max-width:1100px;margin:0 auto}
.stat-card{text-align:center;padding:2rem 1rem}
.stat-num{font-size:3.5rem;font-weight:900;color:var(--primary);line-height:1}
.stat-suf{font-size:2rem;font-weight:900;color:var(--primary)}
.stat-label{color:rgba(255,255,255,.7);margin-top:.5rem;font-size:.95rem}

.about{background:var(--white)}
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:center;max-width:1100px;margin:0 auto}
.about-visual{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-light) 50%,var(--primary-dark) 100%);border-radius:var(--radius);padding:3rem;display:flex;flex-direction:column;gap:1.5rem}
.infographic-bar{display:flex;align-items:center;gap:1rem}
.infographic-label{color:rgba(255,255,255,.8);font-size:.9rem;width:140px;flex-shrink:0}
.infographic-track{flex:1;background:rgba(255,255,255,.15);border-radius:50px;height:10px;overflow:hidden}
.infographic-fill{height:100%;border-radius:50px;background:linear-gradient(90deg,var(--primary),#7ec8ff);animation:fillBar 2s ease forwards}
@keyframes fillBar{from{width:0}to{width:var(--pct)}}
.about-text .section-title{margin-bottom:1.5rem}
.about-text p{color:#4a5e80;margin-bottom:1rem}

.how-it-works{background:var(--light)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem;max-width:1100px;margin:3rem auto 0}
.step{background:var(--white);border-radius:var(--radius);padding:2.5rem 2rem;position:relative;box-shadow:var(--shadow)}
.step-num{font-size:4rem;font-weight:900;color:rgba(74,144,217,.15);line-height:1;margin-bottom:1rem}
.step h3{font-size:1.2rem;font-weight:700;color:var(--navy);margin-bottom:.75rem}
.step p{color:#4a5e80;font-size:.95rem}

.features{background:var(--white)}
.cards-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem;max-width:1100px;margin:3rem auto 0}
.card{background:var(--light);border-radius:var(--radius);padding:2rem;transition:var(--transition);border:1px solid var(--border)}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--primary)}
.card-icon{width:52px;height:52px;margin-bottom:1.25rem}
.card h3{font-size:1.15rem;font-weight:700;color:var(--navy);margin-bottom:.75rem}
.card p{color:#4a5e80;font-size:.95rem}

.benefits{background:var(--light)}
.benefits .cards-grid .card{background:var(--white)}

.tabs-section{background:var(--navy);padding:6rem 5%}
.tabs-section .section-title{color:var(--white)}
.tabs-section .section-label{color:#7ec8ff}
.tabs-nav{display:flex;gap:0;max-width:900px;margin:2rem auto 0;border-bottom:2px solid rgba(255,255,255,.2);position:relative}
.tab-btn{background:none;border:none;color:rgba(255,255,255,.6);font-weight:600;font-size:1rem;padding:1rem 2rem;cursor:pointer;transition:color var(--transition);position:relative}
.tab-btn.active{color:var(--white)}
.tab-indicator{position:absolute;bottom:-2px;height:2px;background:var(--primary);transition:left .3s ease,width .3s ease}
.tabs-content{max-width:900px;margin:2rem auto 0}
.tab-panel{display:none;color:rgba(255,255,255,.85);line-height:1.8;font-size:1rem;padding:2rem;background:rgba(255,255,255,.05);border-radius:var(--radius)}
.tab-panel.active{display:block}
.tab-panel h3{color:var(--white);font-size:1.3rem;margin-bottom:1rem}
.tab-panel ul{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:.75rem}
.tab-panel li::before{content:"✦ ";color:var(--primary)}

.testimonials{background:var(--white)}
.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem;max-width:1100px;margin:3rem auto 0}
.testi-card{background:var(--light);border-radius:var(--radius);padding:2rem;border:1px solid var(--border)}
.stars{color:#f59e0b;font-size:1.1rem;margin-bottom:1rem}
.testi-text{color:#4a5e80;font-style:italic;margin-bottom:1.5rem;font-size:.95rem}
.testi-author{display:flex;align-items:center;gap:.75rem}
.testi-avatar{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--primary),var(--navy));display:flex;align-items:center;justify-content:center;color:var(--white);font-weight:700;font-size:1.1rem;flex-shrink:0}
.testi-name{font-weight:700;color:var(--navy);font-size:.95rem}
.testi-role{color:#7a8fb0;font-size:.85rem}

.faq{background:var(--light)}
.faq-list{max-width:800px;margin:3rem auto 0;display:flex;flex-direction:column;gap:1rem}
.faq-item{background:var(--white);border-radius:var(--radius);border:1px solid var(--border);overflow:hidden}
.faq-q{width:100%;background:none;border:none;text-align:left;padding:1.25rem 1.5rem;font-weight:600;font-size:1rem;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:1rem}
.faq-arrow{width:20px;height:20px;flex-shrink:0;transition:transform var(--transition)}
.faq-item.open .faq-arrow{transform:rotate(180deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease,padding .35s ease;padding:0 1.5rem;color:#4a5e80;font-size:.95rem}
.faq-item.open .faq-a{max-height:300px;padding:0 1.5rem 1.25rem}

.contact{background:var(--white)}
.contact-form{max-width:600px;margin:3rem auto 0;display:flex;flex-direction:column;gap:1.25rem}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem}
.form-group{display:flex;flex-direction:column;gap:.4rem}
.form-group label{font-weight:600;font-size:.9rem;color:var(--navy)}
.form-group input,.form-group textarea,.form-group select{padding:.8rem 1rem;border:2px solid var(--border);border-radius:var(--radius-sm);font-size:1rem;font-family:inherit;background:var(--light);color:var(--navy);transition:border-color var(--transition)}
.form-group input:focus,.form-group textarea:focus{outline:none;border-color:var(--primary)}
.form-group textarea{resize:vertical;min-height:120px}
.form-error{color:#e53e3e;font-size:.82rem;display:none}
.form-group.has-error input,.form-group.has-error textarea{border-color:#e53e3e}
.form-group.has-error .form-error{display:block}

.cta-banner{background:linear-gradient(135deg,var(--primary-dark),var(--primary));padding:5rem 5%;text-align:center}
.cta-banner h2{font-size:2.5rem;font-weight:800;color:var(--white);margin-bottom:1rem}
.cta-banner p{color:rgba(255,255,255,.85);font-size:1.1rem;margin-bottom:2rem;max-width:600px;margin-left:auto;margin-right:auto}

footer{background:var(--navy);color:rgba(255,255,255,.8);padding:4rem 5% 2rem}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:3rem;margin-bottom:3rem}
.footer-brand p{color:rgba(255,255,255,.6);font-size:.9rem;margin-top:.75rem;margin-bottom:1rem}
.footer-contact{font-size:.9rem;color:rgba(255,255,255,.6);line-height:1.8}
.footer-contact a{color:rgba(255,255,255,.6)}
.footer-col h4{color:var(--white);font-weight:700;margin-bottom:1.25rem;font-size:.95rem}
.footer-col ul{list-style:none;display:flex;flex-direction:column;gap:.6rem}
.footer-col ul li a{color:rgba(255,255,255,.6);font-size:.9rem;transition:color var(--transition)}
.footer-col ul li a:hover{color:var(--primary)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:1.5rem;text-align:center;font-size:.88rem;color:rgba(255,255,255,.5)}

.cookie-banner{position:fixed;bottom:0;left:0;right:0;background:var(--navy);border-top:1px solid rgba(74,144,217,.3);padding:1.25rem 5%;display:flex;align-items:center;justify-content:space-between;gap:1.5rem;z-index:9000;flex-wrap:wrap}
.cookie-banner p{color:rgba(255,255,255,.85);font-size:.9rem;max-width:700px}
.cookie-banner a{color:var(--primary)}
.cookie-actions{display:flex;gap:.75rem;flex-shrink:0}
.cookie-actions .btn{padding:.6rem 1.4rem;font-size:.88rem}
.cookie-banner.hidden{display:none}

.legal-page{max-width:820px;margin:0 auto;padding:3rem 5%}
.legal-page h1{font-size:2rem;color:var(--navy);margin-bottom:.5rem}
.legal-page .legal-date{color:#7a8fb0;font-size:.9rem;margin-bottom:2rem}
.legal-page h2{font-size:1.2rem;color:var(--navy);margin:2rem 0 .75rem;font-weight:700}
.legal-page p,.legal-page li{color:#4a5e80;margin-bottom:.75rem;font-size:.95rem}
.legal-page ul{padding-left:1.5rem;margin-bottom:1rem}
.legal-page table{width:100%;border-collapse:collapse;margin:1.5rem 0}
.legal-page th,.legal-page td{border:1px solid var(--border);padding:.75rem 1rem;font-size:.9rem;text-align:left}
.legal-page th{background:var(--light);color:var(--navy);font-weight:700}

.thankyou-card{max-width:520px;margin:4rem auto;text-align:center;background:var(--white);border-radius:var(--radius);padding:3.5rem 3rem;box-shadow:var(--shadow)}
.thankyou-card .ty-icon{width:72px;height:72px;margin:0 auto 1.5rem;background:linear-gradient(135deg,var(--primary),var(--navy));border-radius:50%;display:flex;align-items:center;justify-content:center}
.thankyou-card h1{font-size:2rem;color:var(--navy);margin-bottom:1rem}
.thankyou-card p{color:#4a5e80;margin-bottom:2rem}

.breadcrumb{padding:1rem 0;display:flex;gap:.5rem;align-items:center;font-size:.9rem;color:#7a8fb0}
.breadcrumb a{color:var(--primary)}
.breadcrumb span{color:#7a8fb0}

.fade-up{opacity:0;transform:translateY(28px);transition:opacity .6s ease,transform .6s ease}
.fade-up.visible{opacity:1;transform:none}

@media(max-width:768px){
nav{display:none}.burger{display:flex}
.stats-grid,.cards-grid,.testi-grid,.steps,.about-grid,.footer-grid{grid-template-columns:1fr}
.form-row{grid-template-columns:1fr}
.tabs-nav{flex-wrap:wrap}
.tab-panel ul{grid-template-columns:1fr}
.cookie-banner{flex-direction:column;align-items:flex-start}
}